If you are still renting, and trying to decide if you should pursue the American Dream of owning your Home? NOW is the time to ACT! Interest Rates are still at an all time low, less than 5% with most lenders, and the 2009 Tax Credit of $8,000 is a great deal for First Time Home Buyers. Take advantage of Downpayment Assistance programs, and HUD requires only $100 downpayment of their foreclosed homes. You may even want to buy in a rural area and get 100% financing with the USDA loan. The city of San Antonio also has grant money available from time to time for first timers too.  Of course, all these programs for first timers have income limits, and other criteria may also apply.  Many of our new home builders are also offering large incentives packages to assist the buyers too. Some of these incentives go up to $10,000, depending on inventory or building from dirt. Some builders are even giving away all new appliances, which include refrigerator, washer, and dryer. Why wait? Act NOW! Not only will you find satisfaction investing for your future, but you will personally help stimulate our economy, and get our country back to financial stability. Why not give me a call TODAY!